Senior Officer/Manager, Credit Risk (SME Credit Approval)

Company Description We are a digital bank licensed by the Hong Kong Monetary Authority with shareholders including Tencent Holdings Limited, Industrial and Commercial Bank of China (Asia) Limited, Hong Kong Exchanges and Clearing Limited, Hillhouse Capital and renowned Hong Kong entrepreneur Mr. Adrian Cheng Chi-Kong (through the investment entity Perfect Ridge Limited).Role Description Perform credit evaluation and risk assessment on commercial credit proposals and periodic reviewsResponsible for conducting credit assessments on commercial lending and trade finance productIdentify risk factors, conduct credit evaluation and monitoringAnalyze risks and risk mitigation of credit applicationsQualificationsBachelor's degree, majoring in economics, finance, accountingMinimum 5 years of working experience in credit review and approval for bilateral loans, cross-border loans, and trade financing (including supply chain finance and factoring) are preferred.Ability to analyze and assess the usability of platform-generated data.Proficient in Microsoft Word and Excel.Good communication skills with strong team spirit.Good command of both spoken and written Chinese and English, Putonghua is an advantage.Immediately availability is an advantage.