Senior Officer/Manager, Credit Risk (SME Credit Approval)

Job Description：Responsible for the periodic credit monitoring and risk assessment of corporate loan/sme loan/trade finance businesses, and prepare assessment reports;Responsible for limit maturity management, annual limit review, collateral management, and collateral stress testingOversaw capacity building of mid-loan risk management within credit operations. Established systems and SOPs to enhance the bank’s risk management performance and mark to market capability for trade finance.Review of drawdown conditions for complex credit businesses.Responsible for the compilation of mid-loan data and reports.Job Requirements：Bachelor's degree, majoring in economics, finance, accountingMinimum 3 years of experience in credit risk management and analysis; candidates with experience in credit risk management for syndicated loans, bilateral loans, cross-border loans, and trade financing (including supply chain finance and factoring) are preferred.Sound knowledge in regulatory requirements, Basel III and banking practices on credit risk management is essential;Analytical, independent, possession of good problem-solving and report-writing skills;Proficiency in both written and spoken English, Chinese and Putonghua.To apply, please submit your CV with information on your 1) expected salary and 2) availability via the "Apply Now" button. Applicants who are not contacted within one month may consider their applications for the specified position unsuccessful.All information provided by applicants will be used only for recruitment purposes and will be used strictly in accordance with the Bank's personal data policies, a copy of which may be obtained by the applicant upon request. Unless otherwise instructed in writing by the applicant concerned, applicants may be considered for other suitable positions within the Bank. The personal data of unsuccessful job applicants may be retained for a maximum of two years from the date when the job application is rejected and such data may be retained for a longer period if there is a subsisting reason that obliges the Bank to do so, after which the personal data will be destroyed.