Senior Retail Credit Analyst

Key Responsibilities:• Analyze and assess individual financing applications and creditworthiness.• Review customers’ financial and credit information and provide appropriate recommendations.• Ensure compliance with credit policies, procedures, and applicable regulatory requirements.• Assess credit risks and identify potential risk indicators.• Prepare credit analysis reports and recommendations for approval.• Collaborate with relevant departments to ensure an efficient and timely credit process.Requirements:• Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.• Relevant experience in credit analysis, financing, or banking, preferably within the financial services sector.• Strong knowledge of credit assessment and risk analysis principles.• Strong analytical and decision-making skills with high attention to detail.• Good communication and reporting skills.