Senior Underwriter (UAE)

Senior Underwriter (Dubai)📍 Dubai, UAEAbout MCL Finance Since 2018, we've helped over 2,000 SMEs across the UK and UAE access the capital they need to grow — fast, clear, and with care. We believe finance should work better for the people building our economy: fewer hurdles, faster answers, and support that actually feels human. We back ambition with real funding and smart tools, backed by a team that gets what running a business takes. Our model puts people over paperwork — we work with brokers and business owners to deliver funding that fits, without the faff.🎯 Our Mission To reshape SME finance and level the playing field for good — giving ambitious businesses the fast, fair funding they need to build what's next.The RoleWe're looking for a Senior Underwriter to join our Dubai team and take ownership of credit decisioning across our SME lending book, balancing risk against commercial opportunity as we scale across the region.Key ResponsibilitiesLead underwriting on deals across our full lending range, from smaller working capital facilities to larger SME funding linesAnalyse financials, bank data, and open banking feeds to assess creditworthinessApply credit risk policies while spotting smart exceptionsStructure offers that balance speed, risk, and commercial valueWork closely with the sales team to support fast decisions and clean executionEscalate and advise on edge cases and complex scenariosMaintain underwriting documentation and CRM accuracyCoach junior underwriters and support continuous credit policy refinement🔍 What We're Looking ForHighly organised — nothing gets missed, nothing gets droppedThrives in fast-paced environments with multiple moving partsClear, professional communicator with a commercial edgeSelf-starter who stays aligned with team goalsBonusExperience in unsecured, short-term SME underwritingOur OfferCompetitive base salary plus performance bonusThe opportunity to shape underwriting practice in a growing regional marketA collaborative, fast-moving team environmentGenuine progression opportunities as MCL Finance scales in DubaiExposure to senior stakeholders across the wider groupA business that backs ambition — both our customers' and our own👋 Think you're a fit? Let's talk.