Team Lead: MIS & Reporting

The Team Lead: MIS & Reporting is responsible for leading the Credit Risk Management Information Systems (MIS) and reporting function by delivering accurate, timely, and insightful credit portfolio reports that support strategic decision-making. The role ensures data integrity, regulatory and management reporting, performance monitoring, and the continuous enhancement of reporting processes to strengthen the Bank's credit risk management framework.Job DescriptionReview and Maintaining Portfolio QualityPreparation of bank end of month portfolio position i.e utilization report and its associated reportsPreparation and uploading of credit portfolio to CRB databank. Preparation and/or generation and submission of IFRS9 data reports every month endHandling and provision of information to Internal and External Auditors and BOT examiners when audit and examination is performed. Preparation of various reports internal reports for Management, Group, and Board of Directors, and external reports Regulators and other stakeholdersData reconciliation of loan listing and reconciliation of ECL model and Trial BalancePreparation and processing of write off files in accordance with BOT regulationsPreparation of Portfolio Plan and Sectorial ConcentrationClassification of credit provisions in accordance with BOT regulation, credit policy and IFRS9 requirements to avoid misclassification and under provisionTimely reconciliation of GL, TB, timely preparation of reports, classification and bot provision to avoid reputation risk and loss to the organizationPrincipal AccountabilitiesAssisting in the implementation of the credit procedures by maintaining tight control over all aspects of credit transactions and governanceActioning all identified credit control events and defaults to reduce rate of non-performing loansPreparation of internal, group and regulatory reports timely to avoid misclassification and regulatory penaltiesPreparation and uploading CRB data to the BOT data bank before due date of 10th of every monthGeneration of Accounts excess reports, sharing and follow up with business for regularizationAdherence to Procedures and processes as laid down in the credit policy and procedure manualsHandling and provision of information to Internal and External Auditors and BOT examiners when audit and examination is performed/undertaken. Preparation of various reports for internal and external uses for Management, Group, Board of Directors, Regulators and other stakeholdersCollection and Recovery reports including collectors scorecardsPreparation of Governance meeting packs as directed by the Credit policyAny other duties as assigned by the supervisorRequirementsDegree majoring in Banking, Finance, Economics, Business Administration, Accounting and any other related disciplineMinimum of four (4) years' experience in a similar or related role Core Banking Systems (CBS) including FlexcubeAdvanced Excel SkillsData Analysis and Quality management