Senior Banking & Treasury Specialist

Job Summary:Manage and optimize banking and treasury operations to maintain adequate liquidity, ensure efficient utilization of financial resources, and strengthen banking relationships. Oversee banking facilities, credit limits, letters of credit, bank guarantees, and cash flow forecasting, while managing banking costs, mitigating financial risks, and ensuring compliance with applicable regulations and internal policies.

Key Responsibilities

Manage bank accounts, balances, and liquidity to ensure sufficient funds and efficient cash utilization.Prepare and analyze cash flow forecasts, liquidity reports, and working capital requirements to support financial planning and decision-making.Oversee payment and collection activities, bank transfers, and banking reconciliations to ensure accuracy and timely execution.Manage banking facilities, credit limits, letters of credit (LCs), and bank guarantees (BGs), ensuring appropriate utilization and timely renewals.Maintain and strengthen banking relationships, negotiate banking fees and financing terms, and identify opportunities to improve banking services and reduce costs.Monitor banking costs, liquidity exposures, and financial risks, and support the implementation of appropriate risk mitigation and hedging strategies when required.Ensure compliance with banking regulations, internal financial policies, delegated authorities, and applicable Anti-Money Laundering (AML) requirements.Review banking transactions and treasury reports, identify discrepancies or improvement opportunities, and recommend corrective actions.Coordinate with Accounting and other relevant departments to optimize treasury processes and ensure accurate financial records.Prepare and present treasury, liquidity, and banking performance reports to senior management.Utilize Microsoft Excel and Power BI to analyze financial data, monitor performance, and support informed decision-making.Qualifications & Experience:Bachelor's degree in finance, Accounting, Business Administration, or a related field.5+ years of relevant experience in treasury, banking operations, banking facilities, or corporate finance.Proven experience managing banking relationships, credit facilities, liquidity, and cash flow forecasting.Experience negotiating banking fees, financing terms, and banking facilities.Professional certifications in Finance or Treasury are preferred.AML certification or relevant compliance training is an advantage.Skills & Competencies:Strong financial analysis, cash flow forecasting, and liquidity management skills.Advanced proficiency in Microsoft Excel; experience with Power BI is preferred.Strong negotiation, communication, and banking relationship management skills.Good knowledge of banking regulations, financial controls, and treasury policies.Strong attention to detail, problem-solving, and decision-making abilities.Ability to manage competing priorities and work effectively under pressure