AML Analyst / Transaction Monitoring Analyst

Role DescriptionWe are seeking analytical and detail-oriented professionals for the positions of AML Analyst / Transaction Monitoring Analyst. These roles focus on financial crime prevention, suspicious activity detection, transaction analysis, regulatory compliance, and the identification of potential money laundering risks. The ideal candidates should demonstrate critical thinking, numerical accuracy, attention to detail, and a strong commitment to integrity, confidentiality, and regulatory standards.As an AML Analyst, you will contribute to identifying, assessing, and mitigating money laundering and financial crime risks across financial transactions and customer relationships. Responsibilities include reviewing customer information, analyzing account activity, assessing risk indicators, and supporting customer due diligence procedures. You will collaborate with compliance, risk management, and financial operations teams to investigate unusual activities and determine whether further review is required. Additional duties may include conducting customer risk assessments, reviewing KYC documentation, researching adverse media, maintaining investigation records, and supporting the preparation of suspicious activity reports where appropriate. You will also help identify emerging financial crime patterns, maintain accurate case documentation, and ensure that relevant procedures align with applicable AML requirements.As a Transaction Monitoring Analyst, you will focus on reviewing transaction alerts, identifying unusual financial patterns, and investigating activities that may indicate suspicious behavior. Responsibilities include analyzing transaction histories, reviewing payment flows, assessing alert triggers, and comparing observed activities against established monitoring rules. You will work closely with AML specialists, compliance officers, and investigation teams to evaluate alerts and determine appropriate next steps. Additional duties may include documenting investigation findings, escalating higher-risk cases, identifying recurring transaction patterns, and supporting improvements to monitoring scenarios. You will also contribute to alert quality reviews, process optimization, and the effective application of transaction monitoring controls.Both positions require confidentiality, accurate documentation, sound judgment, and collaboration across compliance and financial crime teams. Successful candidates will contribute to effective risk detection, reliable investigations, regulatory compliance, and the prevention of financial crime while supporting organizational objectives and maintaining professional standards.QualificationsA degree or diploma in Finance, Accounting, Banking, Economics, Business Administration, Criminal Justice, or a related discipline.Strong understanding of anti-money laundering principles, financial crime risks, and regulatory compliance requirements.Familiarity with KYC, customer due diligence, enhanced due diligence, and customer risk assessment processes.Ability to analyze transaction records, identify unusual patterns, and assess potential financial crime indicators.Knowledge of suspicious activity investigations, case documentation, and escalation procedures.Understanding of AML regulations, sanctions screening, and relevant reporting obligations is an advantage.Familiarity with transaction monitoring systems, AML software, financial databases, or investigative tools is beneficial.Proficiency in Microsoft Excel and other Microsoft Office applications for data analysis and reporting.Strong analytical, numerical, and problem-solving skills, with exceptional attention to detail.High levels of integrity, discretion, and responsibility when handling confidential financial information.Effective written and verbal communication skills and the ability to collaborate with cross-functional teams.A proactive attitude, sound judgment, and commitment to continuous learning and financial crime prevention.