Business Analyst Lead- Credit Risk & lending

Position: Business Analyst Lead – Credit Risk and Lending

Location: Dubai8-10 Years of ExperienceRequired Qualification:1.

Bachelor’s degree (or equivalent) in Banking and Finance, Business Administration, Accounting, Economics, Information Technology or a related field.2. CBAP (Certified Business Analysis Professional) or PBA (Professional in Business Analysis) certification is preferred.3. A product ownership certification (for example PSPO, CSPO or SAFe POPM) is preferred.Preferred experience:1. 8 to 10+ years of overall experience in banking or financial services, primarily in business analysis, including at least 6 years in the credit risk and lending space – credit origination, underwriting, credit decisioning, risk rating or credit monitoring programmes.2. Demonstrable functional expertise in the credit and business processes of Micro / SME, Mid Corporate and Large Corporate segments, with a working understanding of how credit is assessed, approved and monitored in practice.3. Experience leading business analysis on at least two end-to-end credit origination, loan origination system, credit decisioning or credit risk platform implementations, taken from requirements through Go-Live.4. A track record of crafting digital journeys and shaping product backlogs in a product owner or proxy product owner capacity.5. Hands-on use of generative AI tools in business analysis – drafting requirements, process flows and indicative wireframes – within appropriate data and control boundaries.6. Experience integrating credit platforms with spreading and rating engines, credit bureaux (AECB and CBRB), registries (EIRC and DED) and core banking.7. Experience of delegation-of-authority frameworks, credit committee workflows and post-approval documentation, limit and booking processes.8. UAE or wider GCC banking experience is strongly preferred, with working familiarity with CBUAE regulatory expectations.9. Demonstrated experience working in Agile, hybrid and vendor-led delivery models, including onsite engagements at client premises.10. Arabic language ability is advantageous.