Group FCC Risk Management Lead

About the RoleWe are seeking an experienced Group FCC Risk Management Lead to establish and lead the Group's Financial Crime Compliance (“FCC”) risk management framework across multiple jurisdictions and business lines.The role will be responsible for developing a consistent, risk-based FCC methodology at Group level while allowing appropriate local regulatory and jurisdictional requirements to be incorporated through regional overlays.The successful candidate will combine strategic framework design with hands-on implementation, working with Compliance, MLROs, Risk, Operations, Product and Technology teams to translate FCC risk requirements into practical and measurable controls.Key ResponsibilitiesDevelop and maintain the Group FCC Risk Management Framework and risk taxonomy.Establish the Group methodology for assessing ML/TF/PF, sanctions and other relevant financial crime risks.Develop and maintain Group-wide methodologies for customer, geographic, product, channel, transaction and behavioural risk.Lead the Group enterprise-wide FCC risk assessment and coordinate regional and business-level risk assessments.Develop Group standards for Customer Risk Assessment, transaction monitoring risk, sanctions risk and emerging financial crime risks.Establish Group FCC risk appetite, KRIs, thresholds, escalation criteria and management information.Define Group Minimum Standards and appropriate regional/jurisdictional overlays.Ensure consistent application of FCC risk methodologies across jurisdictions while accommodating local regulatory requirements.Translate regulatory requirements and risk assessments into operational controls, processes, rules, scoring models and system requirements.Work closely with Technology and FCC Operations to implement and calibrate risk-based controls and monitoring scenarios.Challenge the effectiveness of existing FCC controls and drive remediation and continuous improvement.Consolidate and analyse FCC risk information across the Group and provide meaningful reporting to senior management and relevant governance committees.Monitor emerging financial crime typologies, regulatory developments and changes in the Group's risk profile.Support new product, market and jurisdiction assessments from an FCC risk perspective.Provide subject-matter expertise and guidance to local MLROs, Compliance Officers and relevant FCC support teams.Coordinate Group-level FCC risk governance, methodology reviews and periodic effectiveness assessments.Requirements10+ years of relevant Financial Crime Compliance / AML risk management experience, preferably within a bank, investment firm, payment institution, VASP, crypto-asset business or other regulated financial institution.Proven experience designing and implementing an enterprise/group-level FCC risk management framework.Strong practical experience in ML/TF/PF risk assessment, customer risk assessment, sanctions risk, transaction monitoring and financial crime risk management.Experience developing risk methodologies, scoring models, risk appetite, KRIs and control frameworks.Experience working across multiple jurisdictions and translating local regulatory requirements into Group standards and regional overlays.Strong understanding of FATF standards and international AML/CFT and sanctions frameworks.Experience with virtual asset / blockchain financial crime risks is highly desirable.Strong ability to translate regulatory and risk requirements into operational processes, controls, systems and implementation requirements.Excellent analytical, stakeholder-management and communication skills.Relevant professional qualification such as CAMS, ICA or equivalent is preferred.