Legal Compliance Manager

Job OverviewWe are a fintech company specializing in unsecured micro-lending (cash loans / App-based credit) in Mexico, with operations covering online lending, in-house collections, and outsourced collections. We are currently in a critical phase of entity compliance and licensing – including SOFOM entity structuring, regulatory registration, consumer protection, and data privacy.This is an end-to-end "from 0 to 1" role – you will be building the local compliance system from the ground up. It is not just a contract review position, but a role that deeply engages in the compliance design of the full credit lifecycle.Key ResponsibilitiesCorporate Governance & Entity Compliance· Manage day-to-day legal affairs for the local SOFOM entity: articles of incorporation, shareholder and equity changes, legal representative changes, and regulatory updates.· Lead and manage regulatory registrations and filings (CNBV financial entity registration, CONDUSEF registration, etc.); handle regulatory inquiries and periodic reporting.· Manage the SOFOM licensing application process and ensure full compliance with local regulations.Business Compliance (Credit & Collections)· Establish and maintain full-cycle lending compliance: loan agreements, interest rate and fee disclosures, template terms, electronic signing, and evidence retention.· Oversee collections compliance: review and quality-assess internal collection scripts and recordings; enforce collection discipline.· Manage outsourced collection agencies: contract drafting and review, supplier compliance audits, and non-compliance remediation.Data Privacy & Consumer Protection· Lead local data privacy compliance (LFPDPPP): privacy notices, data sharing with credit bureaus, and cross-border data transfers.· Manage consumer complaints, CONDUSEF claims, and customer dispute resolution.Contracts, Employment & Litigation Support· Draft and review local bilingual (Spanish/English) contracts: outsourcing, IT, leasing, suppliers, and channel partner agreements.· Provide legal support on local employment and social security (IMSS): employment contracts, termination risks, and labor disputes.· Manage external law firms and budgets; issue legal opinions on material matters; follow up on litigation and regulatory risk events.Headquarters Coordination· Report local regulatory updates and risk events to headquarters compliance/legal teams; support cross-border funding and AML-related matters.QualificationsRequired· Mexican law degree (Licenciatura en Derecho).· Must hold a valid Mexican legal license (Cédula Profesional).· 5+ years of combined corporate legal and compliance experience, with exposure to banking, credit, SOFOM, consumer finance, or collection agency sectors.· Proven experience and deep familiarity with the SOFOM licensing/application process and end-to-end regulatory compliance.· Deep understanding of Mexican consumer financial protection and collections compliance requirements.· Native or fluent Spanish (written and spoken) is mandatory. Working proficiency in English or Chinese is a strong plus.· Integrity and prudence; able to provide actionable business advice in ambiguous situations, not just identify risks.· Must be legally authorized to work in Mexico without requiring company sponsorship.Preferred· Chinese or English as a working language for direct communication with headquarters in China.· Hands-on experience with CONDUSEF, CNBV, or INAI regulatory interactions.· Experience in credit institution registrations, licensing, or fintech authorization projects.What We Offer· "From 0 to 1" opportunity to build a licensed compliance system – high-value career experience.· Cross-border experience collaborating with headquarters in China, local operations, and third-party vendors.· Competitive compensation package: MXN 80,000-100,000 per month * 13 months (Total package MXN 1,300,000 annually).· Professional growth in a fast-growing fintech environment.

Location: Mexico City, Mexico (On-site)