Motor Underwriter officer

Hiring: Motor Underwriter Officer (Arabic Speaker)Location: Dubai

Employment Type: Contract Role (Under Adecco Payroll)Department: Motor UnderwritingWe are seeking an experienced Motor Underwriter Officer to join a leading insurance organization in Dubai.

Fluency in Arabic and English is mandatory for this role.Key ResponsibilitiesAssess individual and fleet motor insurance submissions and determine appropriate coverage, premiums and policy terms in line with the Company’s underwriting guidelines and risk appetite.Analyze claims experience, loss ratios, sums insured, vehicle types, usage and other risk factors to support pricing decisions for new business and renewals.Prepare quotations and negotiate terms with brokers, clients and the sales team within delegated authority limits, referring exceptions and complex risks to the Head of Department.Process new policies, renewals, endorsements, cancellations and fleet certificates, with accuracy and timely completion.Support renewal planning and retention initiatives while maintaining underwriting discipline and portfolio profitability.Coordinate with Finance, Operations, Claims, Sales and other departments on payments, policy issuance, collections and service issues.Ensure adherence to departmental KPIs, internal and external service standards, underwriting procedures and delegated authority limits.Handle escalated enquiries and complaints and coordinate timely resolution with the relevant departments.Maintain complete underwriting records and ensure compliance with regulatory, AML, audit and internal control requirements.Work with IT and system providers on underwriting automation, portal enhancements, user acceptance testing and process improvements.Assist the Head of Department in strengthening underwriting controls, improving operational efficiency and implementing departmental initiatives.Strong technical expertise in individual and fleet motor underwriting, pricing and portfolio analysis.Ability to support team supervision and operational improvements.Required Skills and CompetenciesStrong written and spoken English, with the ability to draft professional correspondence and review technical documents independently.Strong knowledge of motor insurance products, policy wording, pricing practices and the applicable regulatory environment.Strong analytical, negotiation, communication and organizational skills.Ability to manage a high volume of submissions accurately and meet agreed turnaround times.Ability to multitask, prioritize effectively and work under pressure.Knowledge in Microsoft Excel is mandatory. Interested candidates can share their CV to naheeda.kausar@adecco.com#MotorUnderwriting #MotorInsurance #Underwriter #ArabicSpeaker #InsuranceJobs #DubaiJobs #UAEJobs #FleetInsurance #Hiring #InsuranceCareers