Risk Manager

“We are seeking a highly motivated and experienced Risk Manager to join our team. If you are interested and meet the requirements please send your CV to hr@dubins.ae” Key Responsibilities:· Risk Management Framework & Governance: develop, implement, and maintain a comprehensive Enterprise Risk Management (ERM) framework in line with CBUAE regulations; ensure the company operates within its Board-approved risk appetite; support the Risk Committee and Board in risk oversight, including preparation of risk reports and dashboards; establish and maintain risk policies, procedures, and internal controls.· Technical Risk Oversight: review and challenge actuarial assumptions, methodologies, and outputs where applicable; Support actuarial valuation processes in line with regulatory and accounting standards.· Capital Management & Solvency: monitor and assess capital adequacy and solvency position in line with CBUAE requirements; support economic capital modelling and stress testing.· Reinsurance Oversight: assess risk transfer effectiveness of reinsurance arrangements including monitoring counterparty risk and credit exposures.· Risk Identification & Monitoring: identify and monitor key risks, including Underwriting risk, Reserving risk, Market risk, Credit risk, and Operational risk; implement Key Risk Indicators (KRIs) and early warning frameworks.· Stress Testing & Scenario Analysis: conduct regular stress testing and scenario analysis and evaluate resilience under adverse conditions and emerging risks.· Regulatory Compliance & Reporting: ensure compliance with CBUAE Insurance Regulations, Corporate Governance Requirements, and Risk Management Standards.· Business Support & Advisory Provide independent risk assessment on new products and strategic initiatives and business continuity management. Key Qualifications & Experience· Bachelor’s degree in Risk Management, Actuarial Science, Mathematics, Finance, or related field.· Actuarial qualification (partially or fully qualified) preferred.· Minimum 3- 5 years’ experience in insurance/reinsurance risk management or actuarial functions.· Strong understanding of: CBUAE insurance regulations; ERM frameworks; ORSA; Solvency and capital models. · Knowledge of ISO 31000 and ISO 22301 frameworks.Key Competencies· Strong analytical and quantitative skills· Ability to challenge and provide independent oversight· Solid understanding of actuarial techniques · Excellent communication and stakeholder management skills· High level of integrity and governance awareness