Senior Natural Hazard Exposure Specialist
Nexus HR · United Arab Emirates
Tailor my CV for this job — freeThis role focuses on identifying physical risks associated with earthquakes, floods, windstorms, tropical cyclones, wildfires, and other natural events that may affect insured assets and business operations.The successful candidate will work closely with Catastrophe Modeling, Underwriting, Actuarial, Reinsurance, and Risk Management teams to improve exposure data quality, evaluate geographic risk concentrations, and provide actionable insights that support underwriting decisions, portfolio optimization, and risk mitigation.Key ResponsibilitiesAssess natural hazard exposures across property, commercial, industrial, infrastructure, and other relevant insurance portfolios.Analyze exposure to natural perils, including earthquakes, floods, windstorms, tropical cyclones, wildfires, landslides, and other region-specific hazards.Review geographic exposure data, insured locations, asset values, construction characteristics, occupancy classifications, and relevant vulnerability indicators.Validate geocoding accuracy and identify missing, inconsistent, or unreliable location information that may affect risk assessments.Develop and maintain natural hazard exposure databases, geographic risk profiles, and portfolio accumulation reports.Analyze concentrations of insured values across geographic areas, hazard zones, and business segments to identify potential accumulation risks.Collaborate with catastrophe modeling teams to prepare reliable exposure datasets and improve the quality of model inputs.Support underwriting teams by providing hazard assessments, location risk summaries, and exposure insights for new and existing business.Conduct geographic information system (GIS) analysis to map insured assets against hazard zones, historical event footprints, and relevant environmental datasets.Evaluate historical natural disasters and emerging hazard patterns to identify potential implications for portfolio performance.Support scenario analysis and stress testing by assessing the potential impact of severe natural hazard events on insured assets and portfolio concentrations.Monitor changes in hazard information, climate-related risk indicators, exposure patterns, and relevant technical data sources.Assist in evaluating physical climate risks and their potential implications for property exposure, underwriting strategy, and long-term portfolio resilience.Coordinate with internal teams to resolve exposure data discrepancies and establish consistent data validation standards.Prepare technical reports, dashboards, risk maps, and management presentations summarizing natural hazard exposures and key findings.Maintain clear documentation of methodologies, data sources, assumptions, validation procedures, and exposure assessment results.Support internal audits, model governance reviews, and regulatory information requests relating to natural hazard exposure management.Recommend process improvements and automation opportunities to enhance exposure monitoring, reporting accuracy, and analytical efficiency.Qualifications and ExperienceBachelor's degree in Geography, Geospatial Science, Environmental Science, Geology, Engineering, Meteorology, Actuarial Science, Statistics, or a related discipline.A master's degree in natural hazard risk, climate science, geospatial analytics, disaster management, or a related field is advantageous.Significant experience in natural hazard exposure analysis, catastrophe risk management, insurance analytics, geospatial risk assessment, or a related function.Strong understanding of natural hazards and their potential impacts on insured properties, infrastructure, and commercial operations.Experience analyzing property exposure data, geographic risk concentrations, hazard maps, and portfolio accumulation metrics.Proficiency with GIS platforms such as ArcGIS or QGIS and experience working with geospatial datasets.Familiarity with catastrophe modeling platforms such as Moody's RMS, Verisk AIR, or comparable systems is desirable.Experience with geocoding, location data validation, spatial analysis, and geographic exposure visualization.Knowledge of natural hazard datasets, historical event information, vulnerability indicators, and physical climate risk assessment is an advantage.Strong proficiency in Microsoft Excel; experience with SQL, Python, R, Power BI, or other analytical tools is highly desirable.Familiarity with property insurance, reinsurance, underwriting processes, and catastrophe risk management practices.Understanding of natural hazard exposures relevant to the UAE, Middle East, and international insurance markets is beneficial.Strong analytical, research, and problem-solving skills with excellent attention to detail.Excellent written and verbal communication skills, including the ability to explain technical findings to non-technical stakeholders.Ability to manage multiple projects, maintain accurate documentation, and work independently in a remote environment.Key Performance Indicators (KPIs)Exposure Data Accuracy: Maintain high standards of completeness, consistency, and reliability across geographic exposure datasets.Geocoding Quality: Improve the accuracy of insured location coordinates and reduce unresolved location data issues.Hazard Assessment Quality: Deliver reliable natural hazard exposure assessments using appropriate data sources and documented methodologies.Accumulation Risk Identification: Identify and report significant geographic concentrations and potential catastrophe exposure hotspots.Reporting Timeliness: Deliver exposure reports, risk maps, and analytical summaries within agreed deadlines.Data Issue Resolution: Investigate and resolve exposure data discrepancies efficiently.Underwriting Support: Provide timely, relevant hazard insights that support informed underwriting and portfolio management decisions.GIS and Analytics Effectiveness: Improve the use of geospatial analysis and visualization to support exposure monitoring.Governance and Documentation: Maintain complete records of data sources, assumptions, methodologies, and validation activities.Process Improvement: Enhance exposure data workflows, reporting automation, and monitoring procedures.Cross-Functional Collaboration: Support effective coordination with Catastrophe Modeling, Underwriting, Actuarial, and Reinsurance teams.Emerging Risk Monitoring: Identify relevant changes in natural hazard exposure and communicate their potential business implications.What We OfferCompetitive compensation based on qualifications and relevant experience.Fully remote working arrangements within the UAE-based role structure.Opportunities to work with complex insurance and reinsurance exposure portfolios.Exposure to advanced geospatial analytics, catastrophe risk assessment, and physical climate risk analysis.A collaborative professional environment that values technical expertise, data quality, and continuous improvement.Opportunities for professional development in natural hazard risk, catastrophe exposure management, and geospatial analytics.The opportunity to contribute to stronger underwriting decisions and more resilient risk management practices.How to ApplyInterested candidates are invited to submit an updated CV highlighting their experience in natural hazard exposure analysis, geospatial risk assessment, catastrophe exposure management, and geographic data validation.Please include relevant experience with GIS platforms, catastrophe modeling systems, exposure databases, and examples of projects involving hazard mapping, accumulation analysis, or exposure data improvement.Email Subject Line: Application – Senior Natural Hazard Exposure Specialist (UAE Remote)We welcome applications from experienced professionals who combine strong geospatial and analytical expertise with a practical understanding of natural hazard risks and their implications for insurance and reinsurance portfolios.