Credit Processing Officer

ResponsibilitiesPerform comprehensive credit checks on prospective clients as part of the onboarding process.Analyze credit reports and financial statements to assess credit risk and financial stability.Utilize credit bureau reports and other relevant data sources to gather necessary information.Prepare detailed credit assessment reports and provide recommendations based on findings.Collaborate with the finance and risk management teams to ensure alignment with company credit policies.Maintain accurate records of all credit checks and related documentation.Monitor and review client credit status periodically to ensure ongoing compliance with credit terms.Communicate with clients to obtain necessary documentation and clarify credit-related queries.Stay updated on industry trends and changes in credit reporting practices.Responsible for applying incoming payments to customers account accurately and promptly.Conduct reconciliation payment details with invoice ensuring that payments are correctly posted in the accounting system.Identifying and resolving discrepancies between payment amounts and invoice details. Which may involve investigation of short payments, overpayments or unapplied cashEducation/ Experience/ SkillsBachelor’s degree in finance, Accounting, Business Administration, or a related field, or equivalent work experienceProven experience in conducting credit checks and analyzing credit reportsStrong understanding of accounting principles and financial analysisExperience with credit bureau reports and related toolsExcellent attention to detail and accuracyStrong analytical and problem-solving skillsEffective communication and interpersonal skillsAbility to manage multiple tasks and prioritize effectivelyWilling to work based on ANZ working hour and to work during PH if required (6.30am - 3.30pm)