Manager Integrated Risk

Embark on a journey where your unique contributions are celebrated, and your professional growth is embraced. At ADCB, we nurture a diverse, inclusive community where every voice is valued.About the business area - Group Risk ManagementADCB prioritises a disciplined approach to risk, recognising its fundamental importance to the Bank’s long-term organisational and financial resilience. Group Risk Management oversees the implementation of ADCB's risk objectives, identifying and addressing gaps in the bank's risk infrastructure/framework. Their responsibilities include nurturing the independence of the risk function, establishing provisioning policies, and introducing changes to energise risk awareness among front office personnel and decision-makers. Continuously tuning the risk organisation in line with market best practices, they manage ADCB's portfolio and associated risks to international standards, while establishing a clear risk culture across all areas of operation.In this role, your key responsibilities include:Act as the Risk representative within the Tech Fortress transformation programme, ensuring all risk data, regulatory and modelling requirements are identified, documented, prioritised and embedded within future-state solutions.Lead the translation of complex risk requirements into functional and data requirements that can be understood and implemented by Technology and Change teams.Ensure risk requirements related to IFRS 9, Expected Credit Loss (ECL), Probability of Default (PD), Loss Given Default (LGD), Exposure at Default (EAD), ICAAP and Stress Testing are accurately captured throughout the transformation lifecycle.Perform end-to-end analysis of risk data flows, including data sourcing, lineage, mapping, transformation and downstream consumption across bank systems.Assess the impact of system, process and data changes on risk calculations, regulatory reporting and risk management frameworks.Work closely with business, risk, data and technology stakeholders to ensure risk data requirements are appropriately sourced, mapped and governed within the target operating model.Review and challenge data models, business requirements, functional specifications and solution designs to ensure alignment with risk management objectives and regulatory expectations.Support User Acceptance Testing (UAT), data validation and reconciliation activities to confirm risk calculations and outputs meet business and regulatory requirements.Facilitate discussions between Risk, Technology and senior management stakeholders, translating technical concepts into business language and business requirements into technical deliverables.Identify gaps, issues, dependencies and risks impacting delivery and provide recommendations to ensure successful programme execution.Prepare management updates, governance materials and decision-support analysis relating to risk requirements, data readiness and programme progress.Provide subject matter expertise on wholesale/corporate credit risk methodologies, risk data requirements and regulatory expectations.Continuous Improvement - Contribute to the identification and implementation of change initiatives, programmes and projects in line with the Bank’s standards and continuous improvement objectives.Customer Service - Demonstrate Our Promise and apply the ADCB Service Standards to deliver the Bank’s required levels of service in all internal and external customer interactionsThe ideal candidate should have the following experienceMinimum 6+ years' experience within Banking Risk Management, Credit Risk, Risk Data Management, Risk Transformation, ICAAP, IFRS 9, Regulatory Reporting or Enterprise Risk functions.Bachelor’s degree in a relevant discipline (mandatory)Strong experience within Corporate Banking and/or Wholesale Banking environments (Mandatory)Proven experience working on large-scale banking transformation, data transformation or regulatory change programmes.Hands-on experience with risk data used for PD, LGD, EAD, ECL, ICAAP and Stress Testing processes.Experience performing data mapping, business analysis, impact assessments, requirements gathering and stakeholder management within complex banking environments.Demonstrated ability to work across Risk, Data and Technology teams to deliver change initiatives.Strong understanding of IFRS 9, including ECL methodologies, risk drivers, assumptions and underlying data requirements.Working knowledge of ICAAP, stress testing frameworks and associated regulatory expectations.Understanding of corporate and wholesale credit risk methodologies and regulatory capital concepts.Knowledge of risk data architecture, data lineage, data sourcing, data governance and data quality principles.Ability to understand how risk data is generated, transformed and consumed across multiple systems and reporting processes.Familiarity with banking regulatory frameworks and risk reporting requirements.Excellent stakeholder management and communication skills.Ability to challenge requirements, assumptions and solutions constructively.Strong documentation, requirements management and presentation skills.Capable of explaining complex risk and data concepts to both technical and non-technical audiences.Highly organised with the ability to manage multiple priorities within a large transformation programme.Candidates from purely technical, data engineering, architecture or data science backgrounds without practical risk management, IFRS9, ICAAP or credit risk experience will not be considered.What we offer:Competitive Salary & Additionally, all employees are eligible to participate in one of our rewarding variable pay plans.Comprehensive Benefits Package: This includes market-leading medical insurance, group life and personal accident insurance, paid leave and leave airfare, employee preferential rates on loans and finance facilities, staff discounts and offers, and children education assistance (for certain job levels).Flexible and Remote Working Options: We understand the importance of work-life balance and offer flexible working arrangements, subject to eligibility and job requirements.Learning and Development Opportunities: We value and facilitate continuous learning and personal development through a variety of exciting learning opportunities, such as structured instructor-led courses, a comprehensive e-learning catalog, on-the-job training, and professional development programs.At ADCB, we are dedicated to creating a respectful, caring and disciplined work environment that aligns with your career ambitions.