Corporate Banking Analyst / Commercial Banking Analyst

Role DescriptionWe are seeking analytical, commercially minded, and detail-oriented professionals for the positions of Corporate Banking Analyst / Commercial Banking Analyst. These roles focus on financial analysis, credit assessment, client relationship support, lending activities, and the evaluation of business financing opportunities. Successful candidates will contribute to assessing financial performance, preparing credit documentation, monitoring banking portfolios, and supporting informed lending and relationship management decisions.Corporate Banking Analysts support banking services for large corporations, multinational companies, and institutional clients. Responsibilities include analyzing corporate financial statements, evaluating creditworthiness, reviewing financing requests, and preparing financial assessments to support lending decisions. They assist with credit proposals, loan structuring, risk assessments, industry research, and the monitoring of corporate client portfolios. The role may also involve analyzing cash flow forecasts, assessing debt capacity, reviewing collateral information, and coordinating with relationship managers, credit risk teams, and product specialists. Corporate Banking Analysts help maintain accurate client records, prepare portfolio reports, and ensure that financing activities comply with internal credit policies and applicable regulatory requirements.Commercial Banking Analysts focus on financial services for small and medium-sized enterprises and other commercial businesses. Key duties include reviewing financial statements, assessing business performance, evaluating loan applications, and analyzing working capital requirements. They support credit underwriting, financial ratio analysis, lending recommendations, and the preparation of credit documentation. Commercial Banking Analysts may also monitor existing credit facilities, review repayment performance, identify potential credit risks, and assist relationship teams with client account management. They collaborate with business owners, relationship managers, credit officers, and operations teams to gather financial information, evaluate financing needs, and support appropriate banking solutions.Both positions require a strong understanding of financial analysis, credit risk, banking products, and business fundamentals. Professionals in these roles contribute to responsible lending, effective portfolio monitoring, regulatory compliance, and sustainable client relationships.QualificationsDegree or diploma in Finance, Accounting, Banking, Economics, Business Administration, or a related discipline.Understanding of financial statements, accounting principles, cash flow analysis, and business performance evaluation.Knowledge of credit assessment, lending products, financial ratios, and credit risk management.Familiarity with corporate finance, commercial lending, loan structuring, or credit underwriting is an advantage.Ability to analyze financial information, assess repayment capacity, and identify potential credit risks.Proficiency in Microsoft Excel, financial analysis tools, and business reporting applications.Strong analytical, numerical, research, and problem-solving skills.Excellent written and verbal communication skills, with the ability to prepare clear financial assessments.Understanding of banking regulations, internal controls, confidentiality, and compliance procedures.High attention to detail, sound judgment, and the ability to collaborate effectively with cross-functional teams.